Hurt in an Atlanta car accident? Our Georgia-licensed car accident attorneys fight insurers for maximum compensation. We handle everything—from claim investigation and medical bills to negotiations and trial—so you can focus on recovery. Free consultation, available 24/7. No fee unless we win.
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Why Choose Our Atlanta Car Accident Lawyers
Georgia-Licensed, Trial-Tested Personal Injury Team
Our personal injury lawyers are licensed in Georgia with extensive trial experience. We know local courts, judges, and insurance company tactics.
No Fee Unless We Win (Contingency Fee)
We work on a contingency fee basis (typically 33-40%). You don’t pay anything upfront. We only get paid when we win your case.
Serving Fulton, DeKalb, Cobb, and Gwinnett Courts
Our car accident attorneys handle cases in Fulton County State Court, Fulton County Superior Court, DeKalb County State Court, DeKalb County Superior Court, and throughout metro Atlanta. We know typical timelines for scheduling and mediation in these courts.
What To Do After an Atlanta Car Accident (Step-by-Step)
- Call 911 and get medical care – Your health comes first. Get checked by EMTs or go to the hospital. Some injuries don’t show symptoms right away.
- Move to safety and document the scene – Take photos of all vehicles, damage, road conditions, and injuries. This evidence is crucial for proving liability.
- Exchange info and request the APD case number – Get names, numbers of witnesses and the police report (Atlanta Police Department, APD) number.
- Avoid recorded statements – Don’t give recorded statements to insurance adjusters. They use your words against you.
- Contact an Atlanta car accident lawyer – Call before accepting any settlement. We protect your rights and maximize compensation.
Types of Car Accident Claims We Handle
Rear-end collisions
The most common crashes in Atlanta traffic. Usually clear negligence by the rear driver.
Head-on and T-bone crashes
Often cause severe injuries. We prove fault through accident reconstruction experts and evidence.
Hit-and-run accidents
We help you access your uninsured/underinsured motorist (UM/UIM) coverage when the at-fault driver flees.
Uninsured/underinsured motorist (UM/UIM) claims
When the other driver lacks adequate insurance coverage, we pursue your UM/UIM policy. Georgia offers add-on and reduced-by UM coverage options.
Rideshare (Uber/Lyft) accidents
Complex rideshare insurance (Uber/Lyft) rules apply. Coverage can reach up to $1M when the app is on with a ride in progress. We navigate gaps that may be filled by UM/UIM coverage.
Multi-vehicle pileups
Multiple insurance policies may apply. We identify all sources of compensation.
Pedestrian and cyclist accidents
Vulnerable road users often suffer catastrophic injuries. We fight for full compensation.
Commercial vehicle and delivery driver crashes
Higher insurance limits often available. We pursue both driver and company liability.
Government vehicle and city bus collisions
Special rules under sovereign immunity / Georgia Tort Claims Act apply. Ante litem notice must be sent within 6 months for city claims, 12 months for state claims.
Common Causes of Atlanta Car Accidents
Distracted driving
Texting, calls, eating — all forms of distraction that prove negligence.
Speeding and aggressive driving
I-285, I-85, and I-75 see daily speed-related crashes. We use electronic data recorder (EDR) data to prove speed.
Driving under the influence (DUI)
DUI crashes may qualify for punitive damages beyond regular compensation.
Failure to yield
Common at Atlanta’s busy intersections. Traffic cameras often capture these violations.
Weather and road hazards
Rain, construction zones, and poor road maintenance contribute to crashes.
Defective vehicle components
Faulty brakes, tires, or airbags may create product liability claims.
Georgia Insurance and Policy Limits
Georgia’s At-Fault System and Minimum Limits (25/50/25)
Georgia is an at-fault state. The at-fault driver’s insurance pays. Georgia’s minimum liability limits are $25,000 per person bodily injury, $50,000 per accident bodily injury, and $25,000 property damage (25/50/25). These minimums are often insufficient for serious injuries, making policy limits crucial to case strategy.
UM/UIM and UM Stacking (Add-On vs. Reduced-By)
Georgia offers two types of UM coverage: add-on (provides full UM limits regardless of at-fault driver’s coverage) and reduced-by (UM reduced by at-fault driver’s liability coverage). UM stacking allows combining coverage across multiple policies or household vehicles when permitted by policy language.
MedPay and Coordinating Health Insurance
Medical payments coverage (MedPay) pays medical bills regardless of fault. MedPay can be primary or secondary to health insurance depending on policy terms. We help coordinate benefits and handle subrogation implications.
Dealing With Adjusters and Recorded Statements
Don’t give recorded statements. Don’t accept quick offers. Let your lawyer handle all insurance negotiations to protect your rights.
Time-Limited Demands (O.C.G.A. § 9-11-67.1)
Georgia’s time-limited settlement demand (O.C.G.A. § 9-11-67.1) gives insurers 30 days (or 30/33 days depending on service method) to respond. Demands must include specific terms: release language, payment method, and address. Defects in insurer response can create bad-faith exposure beyond policy limits.
Georgia Laws That Affect Your Claim
Comparative Negligence (O.C.G.A. § 51-12-33)
Georgia comparative negligence (O.C.G.A. § 51-12-33) reduces your recovery by your percentage of fault. If you’re 50% or more at fault, you can’t recover.
Statute of Limitations (O.C.G.A. § 9-3-33)
The Georgia statute of limitations (O.C.G.A. § 9-3-33) gives you two years for personal injury claims and four years for property damage.
Government Claims and Ante Litem Notice
Claims against government entities require ante litem notice. Generally 6 months for city/county claims, 12 months for state claims. Notice must be sent to proper office with specific information. Mistakes can permanently bar your claim.
Diminished Value Claims in Georgia
Georgia recognizes diminished value claims for your vehicle’s lost market value after repairs. Insurers often use the “17c” formula to calculate, but expert appraisals can increase payment significantly.
Evidence We Use to Prove Fault and Damages
Police report, 911 calls, and body cam footage
Official records establish facts and witness statements at the scene.
Traffic camera, surveillance, and dashcam video
Visual proof often proves liability definitively.
EDR/”black box” data and vehicle inspections
Vehicle data shows speed, braking, and other crucial facts.
Medical records, billing, and expert opinions
Documents your injuries, treatment, and future medical needs.
Accident reconstruction and witness statements
Experts recreate the crash to prove how it happened.
Spoliation letters to preserve critical evidence
We send letters immediately to preserve evidence before it’s destroyed.
Compensation Available After a Car Accident
- Medical expenses (ER, surgery, rehab), future care
- Lost wages and loss of earning capacity
- Pain and suffering and loss of consortium
- Property damage, loss of use, diminished value
- Punitive damages (DUI/reckless)
Medical expenses and future care
All medical expenses — emergency care, surgery, therapy, medications, future treatment.
Lost wages and loss of earning capacity
Current lost wages plus future income if you can’t return to the same work.
Pain and suffering (non-economic damages)
Pain and suffering compensates for physical pain and emotional distress.
Property damage
Vehicle repairs or replacement value. We assist with rental car, towing, and total-loss negotiations at no extra charge.
Diminished value and loss of use
Compensation for your car’s reduced value and rental car costs.
Punitive damages (DUI, reckless driving)
Extra damages to punish extremely dangerous behavior.
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Find Out What Your Case Is Worth
Every case is unique. Get a free case evaluation from our experienced attorneys.
Medical Bills, Liens, and Subrogation
Medical Liens (O.C.G.A. § 44-14-470) and Negotiations
Georgia hospitals can file medical liens (O.C.G.A. § 44-14-470) against your settlement. Our firm negotiates lien reductions to maximize your recovery.
Health Insurance, ERISA Plans, and the Made-Whole Rule
Health insurers and ERISA plans may claim subrogation rights to your settlement. Georgia’s made-whole doctrine may limit recovery, but ERISA plans often preempt state law. We handle these complex negotiations.
Property Damage & Diminished Value Claims in Georgia
Repair, total loss, and OEM parts
You deserve quality repairs with original manufacturer parts, not cheap aftermarket alternatives.
Rental car, towing, and storage reimbursement
All reasonable costs while your car is being repaired or replaced. Our firm assists with these claims.
How diminished value is calculated and paid
Insurers often use the “17c” formula, but expert appraisals can significantly increase your diminished value payment.
How Much Is My Atlanta Car Accident Case Worth?
Key factors that impact case value
Severity of injuries, medical costs, lost income, and impact on your life determine damages.
Insurance policy limits and multiple coverage sources
We identify all available insurance including liability, UM/UIM, MedPay, and household policies to maximize recovery.
Documenting pain, limitations, and future needs
Detailed documentation strengthens your claim for full compensation.
Georgia Deadlines and the Statute of Limitations
Personal injury deadlines
Two years from the accident date for injury claims under O.C.G.A. § 9-3-33. Don’t wait — evidence disappears.
Property damage deadlines
Four years for property damage, but handle it with your injury claim.
Exceptions and notice requirements
Government claims require ante litem notice (6 months for city, 12 months for state). Minors and other special circumstances have different deadlines.
How the Car Accident Claims Process Works
Claim investigation and evidence collection
Your lawyer begins claim investigation immediately to build your case.
Demand package and negotiation
We present your damages and negotiate aggressively with insurers.
Filing a lawsuit
If insurers won’t pay fairly, we file suit in appropriate venue (Fulton, DeKalb, or other county court).
Discovery, mediation, and trial
Mediation often resolves cases. If not, we’re ready for trial. Local courts have varying timelines for scheduling.
Bad-faith exposure and policy-limits tenders
Strategic use of O.C.G.A. § 9-11-67.1 time-limited demands to pressure full payment.
Rideshare, Commercial, and Government Vehicle Crashes
Uber/Lyft insurance tiers and when they apply
Coverage varies: Period 1 (app on, no ride), Period 2 (accepting ride), Period 3 (passenger in car, up to $1M coverage). Gaps may be filled by UM/UIM.
Delivery drivers and commercial policies (BIPD)
Commercial policies often provide higher limits for serious injuries.
City, county, and state vehicle claims and immunity
Special rules under Georgia Tort Claims Act. Ante litem notice required: 6 months for city/county, 12 months for state. Must send to proper office.
Common Defenses and Disputes
Liability and fault disputes
Insurers deny fault even in clear cases. We prove liability with evidence.
Comparative fault
Insurers blame you to reduce payment. We fight comparative fault arguments under O.C.G.A. § 51-12-33.
Coverage challenges and policy limits
Complex coverage issues require experienced legal help to identify all sources.
Pre-existing conditions
Insurers use old injuries to deny claims. We prove the crash worsened your condition.
Causation and gap-in-treatment arguments
Missing appointments shouldn’t destroy your case. We explain treatment gaps.
Wrongful Death Claims After a Fatal Crash
Who can file and what damages are available
Wrongful death claims compensate families for their devastating loss.
Estate vs. wrongful death claims
Different claims with different beneficiaries. We handle both.
Deadlines and process in Georgia
Two-year deadline with special procedural requirements.
Why Hire an Atlanta Car Accident Lawyer
Protecting your rights and building your case
Insurance companies have lawyers. You need one too.
Maximizing compensation
Clients represented by attorneys often recover significantly more than those who handle claims alone.
Managing insurers and paperwork
We handle everything while you focus on healing.
Local knowledge of Atlanta courts
We know local judges, court staff, and procedures in Fulton and DeKalb courts.
Contingency fee representation—no upfront costs
You pay nothing unless we win. No risk to you.
What to Expect During Your Case
Timeline and key milestones
Most cases settle in 6-18 months. Complex cases may take longer. Local court schedules affect timing.
Communication and case updates
Regular updates on your case progress. Always available for questions.
Settlement vs. trial
Most cases settle, but we prepare every case for trial.
Free Consultation: What Happens in a Case Evaluation
What information to bring
- APD report number
- Photos of accident and injuries
- Medical records and bills
- Insurance cards (auto and health)
- Witness information
Be ready to discuss injuries, treatment to date, missed work, and prior conditions.
Assessing liability and damages
During your consultation, we evaluate fault and potential compensation.
Next steps if you move forward
We start working immediately — preserving evidence, contacting insurers, protecting your rights.
Local Resources: APD eCrash Reports, Hospitals, Fulton/DeKalb Courts
How to Get Your APD Report (LexisNexis eCrash)
Request your APD eCrash report online through LexisNexis eCrash portal. You’ll need: case number, accident date, and driver names. Small fee applies. We can obtain it for you.
Nearby Trauma Centers (Grady, Emory, Piedmont, Northside)
Major trauma centers: Grady Memorial Hospital, Emory University Hospital, Piedmont Atlanta, Northside Hospital provide emergency care for accident victims.
Filing in Fulton and DeKalb State/Superior Courts
We handle filings in Fulton County State Court, Fulton County Superior Court, DeKalb County State Court, DeKalb County Superior Court, with knowledge of local rules and typical case timelines.
FAQs
Call 911, get medical care, document everything, avoid giving statements to insurers, and contact a lawyer quickly.
Two years for personal injury, four years for property damage. Government claims require ante litem notice within 6-12 months.
Medical bills, lost wages, pain and suffering, property damage, diminished value, and possibly punitive damages.
Police report, insurance information, medical records, photos, and witness contacts.
Investigation, medical treatment, demand letter, negotiation, and settlement or trial.
Your UM/UIM coverage applies. We help you recover from your own insurance.
Most settle without trial, but we prepare every case as if it will go to court.
Even “minor” accidents can cause serious injuries. Get checked medically and legally.
Simple cases may settle in months. Complex cases can take 1-2 years or more.
Giving recorded statements, accepting quick settlements, posting on social media, and waiting too long to get help.
Yes, if you’re less than 50% at fault. Your recovery is reduced by your percentage of fault under O.C.G.A. § 51-12-33.
Every case differs. Factors include injury severity, medical costs, lost income, and insurance coverage.
You pay nothing upfront. We only get paid (usually 33-40%) when we win your case.
Yes, Georgia recognizes diminished value claims for the reduced worth of your repaired vehicle.
Yes, we assist with rental car, towing, and property damage claims at no additional charge as part of our representation.
Add-on UM provides full limits regardless of at-fault driver’s coverage. Reduced-by UM is reduced by at-fault driver’s liability coverage. Check your policy declarations page or we can review it for you.
Medical liens and subrogation claims reduce your net recovery. We negotiate aggressively to reduce these claims, often saving clients thousands of dollars.
Get Help From Experienced Atlanta Car Accident Lawyers
Don’t let insurance companies take advantage of you. Our team has the experience, resources, and determination to get you maximum compensation. We’re members of the State Bar of Georgia with deep knowledge of Georgia law, including medical liens (O.C.G.A. § 44-14-470), subrogation, and loss of consortium claims.
Call now for your free consultation. No fee unless we win.
Available 24/7 • Serving All of Metro Atlanta
This page provides general information about car accident claims in Georgia. Each case is unique. Contact us for advice about your specific situation. Past results don’t guarantee future outcomes.
Additional Resources: Georgia Department of Transportation (GDOT) | National Highway Traffic Safety Administration (NHTSA)
