Atlanta car accident lawyers understand that there are only three reasons people pay for auto insurance. First, it’s required by law. Everybody who drives a vehicle in Atlanta must maintain valid insurance. The second reason you pay for insurance is in case your car gets damaged in an accident or a hit and run. You want to make sure you don’t have to pay out of pocket to get your car fixed. And the third reason you get insurance is in case you or someone else gets hurt in a car accident. Your insurance company should cover any medical bills or other expenses associated with a car accident.
That’s why it can be so frustrating to find out that your insurance claim has been denied. After doing the right thing, you’re the one who ends up with a damaged car. Or, you may even end up in the hospital and out of work. You should be able to count on the other driver’s insurance company to pay for your out of pocket expenses. When they don’t do this, you need help. You may not be sure why your claim was denied. Or, you know why it was denied but don’t know what to do next. An experienced Atlanta car accident lawyer can help.
Why Would Your Claim Be Denied in the First Place?
There are all sorts of reasons why your claim may be denied. For some of these, an attorney can help you appeal your claim. For example, if the claim was denied because the insurance adjuster thinks you were at fault, your lawyer can produce evidence showing that this wasn’t the case. But there are other instances in which even your lawyer won’t be able to get the insurance company to pay. This could be a situation where the policy wasn’t valid. No insurance company is going to pay a claim on an invalid or canceled policy.
Some of the primary reasons why an insurance company may deny your claim in Atlanta include the following:
- The policy was invalid or had been canceled for non-payment
- The insurance company believes you were at fault
- The claim is large, and they believe they can settle for less money down the road
- The insurance adjuster believes you were not really hurt
- You have a history of filing auto claims
- There is evidence showing that you received a ticket at the scene or were arrested for drunk driving at the time of the crash
For many of these denials, an Atlanta accident attorney can help. What they’ll do is try to negotiate a settlement with the insurance company. While they do this, you can focus on getting better.
What Can a Car Accident Attorney in Atlanta Do to Get Your Claim Paid?
Atlanta car accident lawyers have years of dealing with insurance adjustors. They know which companies are more likely to settle than others. They also know how much they can probably settle your claim for. It always depends on the facts of your case. As long as there’s evidence showing that you weren’t at fault, there’s a good chance they can get your claim paid. Or, if there’s evidence that you were legitimately injured, you may get something. And, if this doesn’t work, they’ll file a lawsuit on your behalf.
What Happens if the Claim is Ultimately Denied?
If your car accident lawyer in Georgia can’t settle your claim, they’ll have no choice but to file a lawsuit. This suit will be filed against the other driver and their insurance company. Legally, the insurance company is required to defend the claim unless the policy wasn’t valid at the time of the accident. Your attorney will do their best to settle your case so there’s no need for a trial.
The good news is that most car accident lawsuits do settle eventually. Less than 5% of these cases go to trial. Your lawyer will do their best to get you’re the compensation you deserve.
Contact a Skilled Atlanta Car Accident Lawyer Right Away if Your Claim is Denied
If you or your loved one are hurt in a traffic accident and your insurance claim is hurt, you need help. You shouldn’t try to handle this on your own. There’s simply too much at stake. The best thing you can do is talk to a skilled Atlanta car accident lawyer sooner rather than later. You can call our office and schedule a free, initial consultation today. The consultation won’t cost you a penny and you don’t pay your attorney until your case is resolved.